Pay Smart

Enjoy Today. Pay Tomorrow.

Introducing our brand new flexible monthly payment scheme, available on Mac computers, iPad Pro and iPhone. Pay Smart is designed to empower you with smart flexible payment options, tailored to your financial needs.

How does it work?

To accommodate a wide range of customers, we are offering monthly instalments available over a range of durations: 3, 6, 12, 18, 24 or 36 months. The intelligent Pay Smart system recommends the right duration according to the product being purchased and your financial situation.

Applying for Pay Smart is effortless. Simply visit our Birkirkara outlet with the required documentation to apply, our knowledgable and friendly staff will assist you step-by-step. Our smart streamlined process allows for instant approval, get your new device during your visit!

Any devices purchased with Pay Smart come with our standard 2 Year Warranty policy (including Apple’s 1 Year Standard International Warranty). Applications on a 36-month plan include an Extended Warranty to cover the whole payment period of 3 Years.


Upon visiting our stores to apply, you will need to present the following documentation:

✓ Maltese ID Card (must be 18+ years old) OR Maltese Residence Permit, along with your employment history for the past 5 years from JobsPlus

Payslips covering the last 3 months of Full-Time employment (past a probation period),

Your Employment Contract showing that you're out of probation and on an indefinite contract,

Credit / Debit card issued from a local bank. (Non-Maltese banks and Digital Banks such as Revolut are not accepted),

For Self-Employed applicants, a copy of the previous year’s income tax is required.

Business Support

Business entities can apply to Pay Smart tailored for business. Kindly contact our business to business team on to be assisted. Additional T&C’s for business applications apply.

Terms and Conditions:

  • Pay Smart monthly instalments are subject to credit approval,

  • Further documentation may be required for credit approval,

  • Special promotions and temporary discounts do not apply when purchasing with Pay Smart,

  • These monthly instalment plans are strictly available on a stipulated range of select products,

  • A 3 Year Extended Warranty is available only for the 36-month plan.